The insurance products available exclusively to Âé¶¹´«Ã½Members through the Âé¶¹´«Ã½Insurance Program are a key member benefit and offer excellent value! Over 9,800 Âé¶¹´«Ã½members currently have coverage with one or more plans. Please review our extensive list of offerings and consider participating in this member-exclusive program today!
Complimentary Insurance Concierge Service Considering purchasing insurance? Not sure what you need? Have questions? Our insurance administrator, Amwins Group Benefits, LLC. has licensed and trained insurance concierge staff to assist you, Monday through Friday. When you contact the insurance program, you will be assigned a personal concierge who will be happy to assist you and you are under no obligation! Call them now at 1-800-433-1672 or send them an email: email@example.com
The following group products within the are underwritten by New York Life Insurance Company, one of the largest and most respected insurance companies in the nation and known for its financial strength.
No one wants to think about Life insurance, but if someone depends on you financially or perhaps you have debt or loans, Life insurance is a valuable component to help protect your loved ones, cover funeral costs or simply pay your outstanding debt. We have 4 Life coverages that are designed meet your needs at any stage of life.
Level Term Life Insurance is protection that can help ensure your familyâ€™s financial future with rates guaranteed to remain level for the initial 10, 15, or 20 years with coverage up to $4,000,000 that also remains level until termination at age 85 (20-Year; 15-Year is age 80 and 10-Year is age 75).
Help secure your familyâ€™s financial future with Traditional Term Life Insurance, which currently offers you discounted rates up to 48% and coverage amounts up to $4,000,000. Coverage reduces in half at age 65 and terminates at age 100.
In the event you lose your ability to practice due to a covered disabling sickness or injury, the Âé¶¹´«Ã½Long-Term Disability coverage offers monthly benefits up to $20,000 and is specialty specific. For an additional cost, this coverage can be customized with optional benefits including a: Future Purchase Option, Cost of Living Adjustment Option, Own Occupation Definition of Disability Option and Catastrophic Disability Option.
Help prevent a health setback from becoming a financial hardship. Short-Term Disability replaces a portion of your income if you are unable to work due to covered illness or injury. This coverage offers a choice of waiting periods (7-day and 30-day) and maximum benefit periods (3-months or 6-months) and monthly benefits amounts up to $5,000 and is specialty specific. Plus maternity benefits are included!
(for educational expense obligations)
The Supplemental Disability can help you pay monthly student loan debt you may still be responsible for paying in the event you suffer a covered total disability. Educational expenses would include any student loans for which you are personally responsible. You You have a choice of Maximum Benefit Period (5-Year or 10-Year) and monthly benefits up to $2,500.
In addition to your personal expenses, help protect your business expenses in the event you become disabled with monthly benefit amounts up to $20,000 for your personal share of eligible business expenses.
This coverage can help you and your family cope with crippling or fatal accidents and the often devastating costs by providing up to $500,000 in benefits.
The Âé¶¹´«Ã½Hospital indemnity insurance can help supplement other medical care insurance you may carry. Hospital indemnity insurance can provide daily benefits of up to $500 just when you may need it most: to help pay expenses during a covered hospitalization.
Premium Credits: Many of the coverages available though the Âé¶¹´«Ã½Insurance Program underwritten by New York Life Insurance Company are offered at reduced policy rates due to positive claims experience.
Because these credits are based on actual experience, they cannot be promised or guaranteed beyond March 31, 2025.Premium Credits are not paid in cash, they are applied as a discount on your premiums due.
Valuable Package Discount: In addition to the Premium Credits, you may also qualify for an additional 35% with our valuable package discount. To qualify for this discount, you must be insured in at least one coverage from each of the three product categories:
Once you qualify for the 35% discount, it applies to all Âé¶¹´«Ã½coverages underwritten by New York Life from each of the three product categories
Âé¶¹´«Ã½members can learn more about each product, including coverage features, costs, eligibility, renewability, exclusions, limitations, and apply by visiting or by calling 1-800-433-1672.
Long-Term Care Insurance is available through Long-Term Care Resources (LTCR). LTCR is contracted with the leading carriers in the LTC market, including Mutual of Omaha, John Hancock, Genworth, Transamerica, and Lincoln Financial. Not only will you have multiple carriers and a variety of plans to choose from, but as an Âé¶¹´«Ã½member, you may also qualify for exclusive discounts not available to the general public.
Picking up where Medicare leaves off, Medicare Supplement Plans can give you the freedom to choose your own doctors and hospitals. The exchange helps by providing Medicare-eligible members (and eligible spouses) with access to a comprehensive multiplan approach. You will have the ability to select from a larger number of plan choices for both medical and prescription drug plans.